:root{--clr-cream:#faf8f4;--clr-warm-white:#f5f1eb;--clr-sand:#e8e0d4;--clr-stone:#c4b9a8;--clr-bark:#6b5e50;--clr-deep:#2c2520;--clr-midnight:#1a1614;--clr-teal:#15756a;--clr-teal-light:#e6f5f3;--clr-teal-dark:#14695f;--clr-orange:#a85e17;--clr-orange-light:#fef3e8;--clr-orange-dark:#b4601d;--clr-green:#2f7d49;--clr-green-light:#edf7f0;--clr-red-soft:#d94f4f;--font-display:'BHZ Serif',Georgia,serif;--font-body:'Nunito Sans',-apple-system,sans-serif;--shadow-sm:0 1px 3px rgba(44,37,32,0.06);--shadow-md:0 4px 16px rgba(44,37,32,0.08);--shadow-lg:0 8px 32px rgba(44,37,32,0.1);--shadow-glow-teal:0 4px 24px rgba(26,138,125,0.15);--shadow-glow-orange:0 4px 24px rgba(224,122,47,0.15);--radius:12px;--radius-lg:20px;--radius-pill:100px}
*,*::before,*::after{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;font-size:18px}
body{font-family:var(--font-body);background:var(--clr-cream);color:var(--clr-deep);line-height:1.7;-webkit-font-smoothing:antialiased;overflow-x:hidden}
img{max-width:100%;display:block}
a{text-decoration:none;color:inherit}
.container{max-width:1120px;margin:0 auto;padding:0 24px}
@keyframes fadeUp{from{opacity:0;transform:translateY(24px)}to{opacity:1;transform:translateY(0)}}
@keyframes pulse{0%,100%{transform:scale(1)}50%{transform:scale(1.05)}}
@keyframes float{0%,100%{transform:translateY(0)}50%{transform:translateY(-6px)}}
.fade-up{opacity:0;animation:fadeUp 0.7s ease-out forwards}
.fade-up-d1{animation-delay:0.1s}
.fade-up-d2{animation-delay:0.2s}
.fade-up-d3{animation-delay:0.3s}
.fade-up-d4{animation-delay:0.4s}
.nav{position:fixed;top:0;left:0;right:0;z-index:1000;background:rgba(250,248,244,0.92);backdrop-filter:blur(16px);border-bottom:1px solid rgba(200,185,168,0.3);transition:all 0.3s}
.nav-inner{display:flex;align-items:center;justify-content:space-between;padding:14px 24px;max-width:1120px;margin:0 auto}
.nav-logo{font-family:var(--font-display);font-size:1.3rem;font-weight:700;color:var(--clr-teal-dark);display:flex;align-items:center;gap:8px;white-space:nowrap;flex-shrink:0}
.nav-logo-icon{width:36px;height:36px;background:var(--clr-teal);border-radius:10px;display:flex;align-items:center;justify-content:center;color:white;font-size:1.1rem;font-family:var(--font-body);font-weight:800}
.nav-links{display:flex;align-items:center;gap:22px;list-style:none;flex-wrap:nowrap}
.nav-links a{font-size:0.9rem;font-weight:600;color:var(--clr-bark);transition:color 0.2s;position:relative;white-space:nowrap}
.nav-links a:hover{color:var(--clr-teal)}
.nav-links a::after{content:'';position:absolute;bottom:-4px;left:0;width:0;height:2px;background:var(--clr-teal);transition:width 0.3s}
.nav-links a:hover::after{width:100%}
.mobile-toggle{display:none;background:none;border:none;cursor:pointer;width:32px;height:32px;position:relative}
.mobile-toggle span{display:block;width:24px;height:2px;background:var(--clr-deep);position:absolute;left:4px;transition:all 0.3s}
.mobile-toggle span:nth-child(1){top:8px}
.mobile-toggle span:nth-child(2){top:15px}
.mobile-toggle span:nth-child(3){top:22px}
.breadcrumb{background:var(--clr-warm-white);border-bottom:1px solid var(--clr-sand);padding:10px 0;margin-top:64px}
.breadcrumb-inner{max-width:1120px;margin:0 auto;padding:0 24px;font-size:0.82rem;color:var(--clr-bark)}
.breadcrumb-inner a{color:var(--clr-teal);font-weight:600}
.breadcrumb-inner a:hover{text-decoration:underline}
.breadcrumb-inner span{margin:0 6px}
.hero{padding:60px 0 80px;position:relative;overflow:hidden}
.hero::before{content:'';position:absolute;top:-200px;right:-200px;width:600px;height:600px;background:radial-gradient(circle,rgba(26,138,125,0.06) 0%,transparent 70%);pointer-events:none}
.hero::after{content:'';position:absolute;bottom:-150px;left:-150px;width:500px;height:500px;background:radial-gradient(circle,rgba(224,122,47,0.05) 0%,transparent 70%);pointer-events:none}
.hero-grid{display:grid;grid-template-columns:1.1fr 0.9fr;gap:60px;align-items:center}
.hero-badge{display:inline-flex;align-items:center;gap:8px;background:var(--clr-teal-light);color:var(--clr-teal-dark);padding:8px 18px;border-radius:var(--radius-pill);font-size:0.82rem;font-weight:700;margin-bottom:20px;border:1px solid rgba(26,138,125,0.15)}
.hero-badge-dot{width:8px;height:8px;background:var(--clr-green);border-radius:50%;animation:pulse 2s infinite}
.hero h1{font-family:var(--font-display);font-size:3.2rem;font-weight:700;line-height:1.15;color:var(--clr-midnight);margin-bottom:20px}
.hero h1 em{font-style:normal;color:var(--clr-teal);position:relative}
.hero h1 em::after{content:'';position:absolute;bottom:2px;left:0;right:0;height:8px;background:rgba(26,138,125,0.12);border-radius:4px;z-index:-1}
.hero-sub{font-size:1.15rem;color:var(--clr-bark);line-height:1.8;margin-bottom:32px;max-width:520px}
.hero-buttons{display:flex;gap:14px;flex-wrap:wrap}
.btn{display:inline-flex;align-items:center;gap:8px;padding:15px 30px;border-radius:var(--radius-pill);font-family:var(--font-body);font-weight:700;font-size:0.95rem;cursor:pointer;border:none;transition:all 0.3s}
.hero-visual{position:relative}
.hero-card{background:white;border-radius:var(--radius-lg);padding:32px;box-shadow:var(--shadow-lg);border:1px solid rgba(200,185,168,0.2);position:relative;z-index:2}
.hero-card-label{font-size:0.78rem;text-transform:uppercase;letter-spacing:2px;color:var(--clr-bark);font-weight:700;margin-bottom:16px}
.hero-card-amount{font-family:var(--font-display);font-size:3rem;font-weight:700;color:var(--clr-green);margin-bottom:4px}
.hero-card-period{color:var(--clr-bark);font-size:0.95rem;margin-bottom:20px}
.hero-card-breakdown{display:flex;flex-direction:column;gap:12px}
.hero-card-row{display:flex;justify-content:space-between;align-items:center;padding:10px 0;border-bottom:1px solid var(--clr-warm-white);font-size:0.9rem}
.hero-card-row:last-child{border:none}
.hero-card-row span:first-child{color:var(--clr-bark)}
.hero-card-row span:last-child{font-weight:700}
.hero-float-badge{position:absolute;top:-16px;right:-16px;background:var(--clr-orange);color:white;padding:10px 18px;border-radius:var(--radius);font-weight:800;font-size:0.85rem;box-shadow:var(--shadow-glow-orange);animation:float 3s ease-in-out infinite;z-index:3}
.hero-trust{display:flex;align-items:center;gap:16px;margin-top:32px;padding-top:24px;border-top:1px solid var(--clr-sand)}
.hero-trust-item{display:flex;align-items:center;gap:6px;font-size:0.82rem;color:var(--clr-bark);font-weight:600}
.hero-trust-icon{font-size:1.1rem}
.local-intro{background:white;padding:64px 0;border-bottom:1px solid var(--clr-sand)}
.local-intro-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:start}
.local-intro h2{font-family:var(--font-display);font-size:1.9rem;font-weight:700;color:var(--clr-midnight);margin-bottom:16px}
.local-intro p{color:var(--clr-bark);font-size:0.97rem;line-height:1.8;margin-bottom:16px}
.local-stat-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.local-stat{background:var(--clr-cream);border:1px solid var(--clr-sand);border-radius:var(--radius);padding:20px}
.local-stat-value{font-family:var(--font-display);font-size:1.6rem;font-weight:700;color:var(--clr-teal);margin-bottom:4px}
.local-stat-label{font-size:0.8rem;color:var(--clr-bark);font-weight:600}
section{padding:80px 0}
.section-header{text-align:center;max-width:640px;margin:0 auto 52px}
.section-eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:0.78rem;text-transform:uppercase;letter-spacing:2.5px;font-weight:700;color:var(--clr-teal);margin-bottom:12px}
.section-title{font-family:var(--font-display);font-size:2.4rem;font-weight:700;line-height:1.2;color:var(--clr-midnight);margin-bottom:14px}
.section-desc{font-size:1.05rem;color:var(--clr-bark);line-height:1.8}
.teruggave{background:linear-gradient(135deg,var(--clr-orange-light) 0%,var(--clr-cream) 50%,var(--clr-teal-light) 100%);position:relative}
.teruggave-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.teruggave-tag{display:inline-flex;align-items:center;gap:8px;background:var(--clr-orange);color:white;padding:6px 16px;border-radius:var(--radius-pill);font-size:0.8rem;font-weight:700;margin-bottom:16px}
.teruggave h2{font-family:var(--font-display);font-size:2.3rem;font-weight:700;line-height:1.2;color:var(--clr-midnight);margin-bottom:16px}
.teruggave h2 strong{color:var(--clr-orange)}
.teruggave-body{font-size:1.05rem;color:var(--clr-bark);line-height:1.8;margin-bottom:24px}
.teruggave-checklist{list-style:none;display:flex;flex-direction:column;gap:12px;margin-bottom:28px}
.teruggave-checklist li{display:flex;align-items:flex-start;gap:10px;font-size:0.95rem;color:var(--clr-deep);font-weight:500}
.teruggave-check{width:24px;height:24px;min-width:24px;background:var(--clr-green-light);border-radius:50%;display:flex;align-items:center;justify-content:center;color:var(--clr-green);font-size:0.75rem;margin-top:2px}
.teruggave-example{background:white;border-radius:var(--radius-lg);padding:32px;box-shadow:var(--shadow-lg);border:1px solid rgba(200,185,168,0.2)}
.teruggave-example-title{font-family:var(--font-display);font-size:1.15rem;font-weight:600;margin-bottom:20px;color:var(--clr-midnight)}
.teruggave-example-row{display:flex;justify-content:space-between;padding:11px 0;border-bottom:1px solid var(--clr-warm-white);font-size:0.9rem}
.teruggave-example-row:last-of-type{border:none}
.teruggave-example-total{display:flex;justify-content:space-between;padding:16px 0 0;margin-top:8px;border-top:2px solid var(--clr-orange);font-weight:800;font-size:1.1rem}
.teruggave-example-total span:last-child{color:var(--clr-green);font-family:var(--font-display);font-size:1.3rem}
.teruggave-example-note{margin-top:14px;padding:12px 16px;background:var(--clr-green-light);border-radius:var(--radius);font-size:0.82rem;color:var(--clr-teal-dark);font-weight:600;text-align:center}
.audiences-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px}
.audience-card{background:white;border-radius:var(--radius-lg);padding:40px;box-shadow:var(--shadow-md);border:1px solid rgba(200,185,168,0.15);transition:all 0.4s;position:relative;overflow:hidden}
.audience-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}
.audience-card::before{content:'';position:absolute;top:0;left:0;right:0;height:4px}
.audience-card--seniors::before{background:var(--clr-teal)}
.audience-card--starters::before{background:var(--clr-orange)}
.audience-icon{width:64px;height:64px;border-radius:16px;display:flex;align-items:center;justify-content:center;font-size:1.8rem;margin-bottom:20px}
.audience-card--seniors .audience-icon{background:var(--clr-teal-light)}
.audience-card--starters .audience-icon{background:var(--clr-orange-light)}
.audience-card h3{font-family:var(--font-display);font-size:1.5rem;font-weight:700;margin-bottom:12px;color:var(--clr-midnight)}
.audience-card p{color:var(--clr-bark);font-size:0.95rem;margin-bottom:20px;line-height:1.7}
.audience-list{list-style:none;display:flex;flex-direction:column;gap:10px;margin-bottom:24px}
.audience-list li{display:flex;align-items:center;gap:10px;font-size:0.9rem;color:var(--clr-deep)}
.audience-list-icon{color:var(--clr-green);font-size:1rem;min-width:20px}
.steps{background:white}
.steps-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;position:relative}
.steps-grid::before{content:'';position:absolute;top:48px;left:12%;right:12%;height:2px;background:linear-gradient(90deg,var(--clr-teal),var(--clr-orange));opacity:0.2}
.step{text-align:center;position:relative;z-index:1}
.step-num{width:56px;height:56px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:var(--font-display);font-size:1.3rem;font-weight:700;margin:0 auto 16px;color:white;background:var(--clr-teal);box-shadow:var(--shadow-glow-teal)}
.step:nth-child(2) .step-num{background:var(--clr-teal-dark)}
.step:nth-child(3) .step-num{background:var(--clr-orange);box-shadow:var(--shadow-glow-orange)}
.step:nth-child(4) .step-num{background:var(--clr-green)}
.step h3{font-size:1rem;font-weight:700;margin-bottom:8px;color:var(--clr-midnight)}
.step p{font-size:0.85rem;color:var(--clr-bark);line-height:1.6}
.tarieven{background:linear-gradient(180deg,var(--clr-warm-white) 0%,var(--clr-cream) 100%)}
.tarieven-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.tarief-card{background:white;border-radius:var(--radius-lg);padding:36px 28px;box-shadow:var(--shadow-md);border:2px solid transparent;transition:all 0.4s;position:relative}
.tarief-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}
.tarief-card--popular{border-color:var(--clr-orange)}
.tarief-icon{font-size:2.2rem;margin-bottom:16px}
.tarief-name{font-family:var(--font-display);font-size:1.25rem;font-weight:700;margin-bottom:6px;color:var(--clr-midnight)}
.tarief-for{font-size:0.82rem;color:var(--clr-bark);font-weight:600;margin-bottom:16px}
.tarief-price{font-family:var(--font-display);font-size:2.8rem;font-weight:700;color:var(--clr-teal);margin-bottom:4px}
.tarief-card--popular .tarief-price{color:var(--clr-orange)}
.tarief-price-note{font-size:0.8rem;color:var(--clr-bark);margin-bottom:24px}
.tarief-features{list-style:none;display:flex;flex-direction:column;gap:10px;margin-bottom:28px}
.tarief-features li{display:flex;align-items:flex-start;gap:8px;font-size:0.88rem;color:var(--clr-deep)}
.tarief-features li::before{content:'✓';color:var(--clr-green);font-weight:800;min-width:16px}
.regio-badges{display:flex;flex-wrap:wrap;justify-content:center;gap:12px;margin-top:8px}
.regio-badge{background:white;padding:10px 22px;border-radius:var(--radius-pill);font-weight:600;font-size:0.9rem;color:var(--clr-deep);border:1px solid var(--clr-sand);transition:all 0.3s}
.regio-badge:hover{border-color:var(--clr-teal);color:var(--clr-teal);transform:translateY(-2px);box-shadow:var(--shadow-sm)}
.regio-badge--active{background:var(--clr-teal-light);border-color:var(--clr-teal);color:var(--clr-teal-dark);font-weight:700}
.faq{background:white}
.faq-grid{max-width:760px;margin:0 auto}
.faq-item{border-bottom:1px solid var(--clr-sand)}
.faq-question{width:100%;text-align:left;padding:22px 0;background:none;border:none;font-family:var(--font-body);font-size:1.05rem;font-weight:700;color:var(--clr-midnight);cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;transition:color 0.2s}
.faq-question:hover{color:var(--clr-teal)}
.faq-arrow{font-size:1.2rem;color:var(--clr-bark);transition:transform 0.3s;min-width:20px}
.faq-item.active .faq-arrow{transform:rotate(45deg);color:var(--clr-teal)}
.faq-answer{max-height:0;overflow:hidden;transition:max-height 0.4s ease,padding 0.3s}
.faq-item.active .faq-answer{max-height:300px}
.faq-answer p{padding-bottom:22px;color:var(--clr-bark);font-size:0.95rem;line-height:1.8}
.cta{background:linear-gradient(135deg,var(--clr-teal-dark) 0%,var(--clr-teal) 100%);color:white;text-align:center;position:relative;overflow:hidden}
.cta::before{content:'';position:absolute;top:-50%;right:-20%;width:500px;height:500px;background:radial-gradient(circle,rgba(255,255,255,0.06) 0%,transparent 70%)}
.cta h2{font-family:var(--font-display);font-size:2.4rem;font-weight:700;margin-bottom:14px;position:relative}
.cta p{font-size:1.1rem;opacity:0.9;margin-bottom:32px;position:relative}
.cta-buttons{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;position:relative}
.footer{background:var(--clr-midnight);color:rgba(255,255,255,0.6);padding:60px 0 32px}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:40px;margin-bottom:40px}
.footer-brand{font-family:var(--font-display);font-size:1.3rem;font-weight:700;color:white;margin-bottom:12px}
.footer-desc{font-size:0.88rem;line-height:1.7;margin-bottom:16px}
.footer h2{font-family:var(--font-display);color:white;font-size:1rem;margin-bottom:16px}
.footer-links{list-style:none;display:flex;flex-direction:column;gap:10px}
.footer-links a{font-size:0.88rem;transition:color 0.2s}
.footer-links a:hover{color:var(--clr-teal)}
.footer-bottom{padding-top:24px;border-top:1px solid rgba(255,255,255,0.08);text-align:center;font-size:0.82rem}
@media (max-width:900px){.hero-grid,.teruggave-grid,.audiences-grid,.local-intro-grid{grid-template-columns:1fr;gap:40px}.hero{padding:40px 0 60px}.hero h1{font-size:2.4rem}.section-title{font-size:1.9rem}.tarieven-grid{grid-template-columns:1fr;max-width:420px;margin:0 auto}.steps-grid{grid-template-columns:1fr 1fr}.steps-grid::before{display:none}.footer-grid{grid-template-columns:1fr 1fr}.nav-links{display:none}.mobile-toggle{display:block}}
@media (max-width:1100px){html[lang="en"] .nav-links{display:none}html[lang="en"] .mobile-toggle{display:block}}
@media (max-width:600px){.hero{padding:20px 0 60px}.hero h1{font-size:2rem}.steps-grid{grid-template-columns:1fr;max-width:320px;margin:0 auto}.hero-trust{flex-direction:column;align-items:flex-start;gap:10px}.footer-grid{grid-template-columns:1fr}.teruggave h2{font-size:1.8rem}.cta h2{font-size:1.8rem}.local-stat-grid{grid-template-columns:1fr 1fr}}
.berekening-disclaimer{font-size:0.85rem;color:var(--clr-bark);font-style:italic;margin-top:10px;line-height:1.5}
.hero-card-disclaimer{font-size:0.8rem;color:var(--clr-bark);font-style:italic;margin-top:10px;padding-top:10px;border-top:1px solid rgba(200,185,168,0.25);line-height:1.4;text-align:center}
.blog-hero{background:var(--clr-cream);padding:60px 0 48px;border-bottom:1px solid var(--clr-sand)}
.blog-hero-eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:0.82rem;font-weight:700;letter-spacing:0.08em;text-transform:uppercase;color:var(--clr-teal);margin-bottom:18px}
.blog-hero h1{font-family:var(--font-display);font-size:clamp(1.8rem,4vw,2.8rem);font-weight:700;color:var(--clr-deep);line-height:1.2;max-width:800px;margin-bottom:20px}
.blog-meta{display:flex;align-items:center;gap:20px;flex-wrap:wrap;font-size:0.85rem;color:var(--clr-bark);margin-bottom:28px}
.blog-meta-item{display:flex;align-items:center;gap:6px}
.blog-intro{font-size:1.08rem;color:var(--clr-bark);max-width:720px;line-height:1.7}
.blog-layout{display:grid;grid-template-columns:1fr 300px;gap:60px;align-items:start;padding:60px 0}
.blog-article{min-width:0}
.blog-article h2{font-family:var(--font-display);font-size:1.6rem;font-weight:700;color:var(--clr-deep);margin:44px 0 16px;line-height:1.25}
.blog-article h2:first-child{margin-top:0}
.blog-article h3{font-family:var(--font-display);font-size:1.2rem;font-weight:700;color:var(--clr-deep);margin:28px 0 12px}
.blog-article p{color:var(--clr-bark);line-height:1.75;margin-bottom:18px}
.blog-article ul,.blog-article ol{margin:0 0 18px 0;padding-left:24px}
.blog-article li{color:var(--clr-bark);line-height:1.7;margin-bottom:8px}
.blog-article strong{color:var(--clr-deep)}
.blog-article a:not(.btn){color:var(--clr-teal);text-decoration:underline;text-underline-offset:3px}
.blog-article a:not(.btn):hover{color:var(--clr-teal-dark)}
.blog-article a.btn{text-decoration:none}
.info-box{background:var(--clr-teal-light);border-left:4px solid var(--clr-teal);border-radius:0 var(--radius) var(--radius) 0;padding:20px 24px;margin:28px 0}
.info-box p{margin-bottom:0;color:var(--clr-deep)}
.info-box strong{color:var(--clr-teal-dark)}
.warning-box{background:#fff8f3;border-left:4px solid var(--clr-orange);border-radius:0 var(--radius) var(--radius) 0;padding:20px 24px;margin:28px 0}
.warning-box p{margin-bottom:0;color:var(--clr-deep)}
.income-table{width:100%;border-collapse:collapse;margin:24px 0;font-size:0.92rem}
.income-table th{background:var(--clr-deep);color:#fff;text-align:left;padding:10px 16px;font-weight:700;font-size:0.82rem;letter-spacing:0.04em;text-transform:uppercase}
.income-table th:first-child{border-radius:var(--radius) 0 0 0}
.income-table th:last-child{border-radius:0 var(--radius) 0 0}
.income-table td{padding:10px 16px;border-bottom:1px solid var(--clr-sand);color:var(--clr-bark)}
.income-table tr:last-child td{border-bottom:none}
.income-table tr:nth-child(even) td{background:var(--clr-warm-white)}
.income-table td strong{color:var(--clr-deep)}
.blog-sidebar{position:sticky;top:90px}
.toc{background:var(--clr-warm-white);border:1px solid var(--clr-sand);border-radius:var(--radius-lg);padding:24px;margin-bottom:28px}
.toc-title{font-size:0.8rem;font-weight:800;letter-spacing:0.08em;text-transform:uppercase;color:var(--clr-bark);margin-bottom:14px}
.toc ol{list-style:none;padding:0;counter-reset:toc}
.toc li{counter-increment:toc;margin-bottom:8px;display:flex;align-items:baseline;gap:8px;font-size:0.88rem}
.toc li::before{content:counter(toc);display:inline-flex;align-items:center;justify-content:center;min-width:20px;height:20px;background:var(--clr-teal);color:#fff;border-radius:50%;font-size:0.7rem;font-weight:700;flex-shrink:0}
.toc a{color:var(--clr-bark);text-decoration:none;line-height:1.4}
.toc a:hover{color:var(--clr-teal)}
.blog-cta-box{background:var(--clr-deep);color:#fff;border-radius:var(--radius-lg);padding:24px;text-align:center}
.blog-cta-box h3{font-family:var(--font-display);font-size:1.1rem;margin-bottom:10px;color:#fff}
.blog-cta-box p{font-size:0.88rem;color:rgba(255,255,255,0.7);margin-bottom:16px}
.blog-share{margin-top:48px;padding-top:32px;border-top:1px solid var(--clr-sand)}
.blog-share p{font-size:0.9rem;color:var(--clr-bark);margin-bottom:12px}
@media (max-width:900px){.blog-layout{grid-template-columns:1fr}.blog-sidebar{position:static}.toc{display:none}}
@media (max-width:600px){.blog-hero{padding:40px 0 32px}.blog-article h2{font-size:1.35rem}.income-table{font-size:0.82rem}.income-table td,.income-table th{padding:8px 10px}}
.wa-float{position:fixed;bottom:24px;right:24px;z-index:9999;height:52px;padding:0 20px 0 14px;gap:10px;background:#188741;border-radius:100px;display:flex;align-items:center;justify-content:center;box-shadow:0 4px 20px rgba(37,211,102,0.45);text-decoration:none;transition:transform 0.2s ease,box-shadow 0.2s ease}
.wa-float:hover{transform:scale(1.1);box-shadow:0 6px 28px rgba(37,211,102,0.6)}
.wa-float svg{width:28px;height:28px;flex-shrink:0}
.wa-float::before{content:"Stuur ons een berichtje";position:absolute;right:calc(100% + 14px);top:50%;transform:translateY(-50%);background:#1a1614;color:#fff;font-size:13px;font-family:'Nunito Sans',sans-serif;font-weight:500;white-space:nowrap;padding:7px 13px;border-radius:8px;opacity:0;pointer-events:none;transition:opacity 0.18s ease;box-shadow:0 2px 10px rgba(0,0,0,0.18)}
.wa-float::after{content:"";position:absolute;right:calc(100% + 8px);top:50%;transform:translateY(-50%);border:6px solid transparent;border-left-color:#1a1614;opacity:0;pointer-events:none;transition:opacity 0.18s ease}
.wa-float:hover::before,.wa-float:hover::after{opacity:1}
@media (max-width:600px){.wa-float{width:60px;height:60px;padding:0;bottom:20px;right:16px;border-radius:50%}.wa-float svg{width:34px;height:34px}.wa-float::before,.wa-float::after{display:none}}
.lang-toggle{display:inline-flex;align-items:center;background:rgba(44,37,32,0.06);border-radius:100px;padding:3px;margin-left:14px;margin-right:auto;font-family:var(--font-body);flex-shrink:0}
.lang-toggle a{display:inline-flex;align-items:center;justify-content:center;padding:5px 11px;border-radius:100px;font-size:0.74rem;font-weight:700;color:var(--clr-bark);text-decoration:none;letter-spacing:0.5px;transition:all 0.2s;min-width:28px}
.lang-toggle a:hover{color:var(--clr-deep)}
.lang-toggle a.active{background:var(--clr-teal);color:#fff;box-shadow:0 2px 6px rgba(26,138,125,0.25)}
@media(max-width:900px){.lang-toggle{margin-left:10px}.lang-toggle a{padding:4px 9px;font-size:0.7rem;min-width:26px}}
.mid-cta{background:linear-gradient(135deg,var(--clr-warm-white) 0%,var(--clr-cream) 100%);border-top:1px solid rgba(200,185,168,0.4);border-bottom:1px solid rgba(200,185,168,0.4);padding:22px 24px;text-align:center;color:var(--clr-deep);font-size:1.05rem;font-weight:600;line-height:1.5;margin:36px 0;border-radius:12px}
@media(max-width:600px){.mid-cta{font-size:0.98rem;padding:20px 16px}}
@font-face{font-family:'BHZ Serif';font-style:normal;font-weight:400 700;font-display:swap;src:url('/fonts/bhz-serif-2026-10.woff2') format('woff2')}
@font-face{font-family:'Nunito Sans';font-style:normal;font-weight:400 800;font-display:swap;src:url('/fonts/nunito-sans-2026-10.woff2') format('woff2')}
.nav-links .nav-dropdown{position:relative}
.nav-dropdown-toggle{cursor:pointer;display:inline-flex;align-items:center;gap:4px}
.nav-dropdown-caret{font-size:0.7em;line-height:1}
.nav-dropdown-menu{list-style:none;margin:0;padding:8px 0;position:absolute;top:100%;left:0;min-width:240px;background:#fff;box-shadow:0 10px 30px rgba(0,0,0,0.12);border-radius:12px;z-index:200;opacity:0;visibility:hidden;transform:translateY(6px);transition:opacity .15s ease,transform .15s ease,visibility .15s ease}
.nav-dropdown:hover .nav-dropdown-menu,.nav-dropdown:focus-within .nav-dropdown-menu{opacity:1;visibility:visible;transform:translateY(0)}
.nav-dropdown-menu li{margin:0}
.nav-dropdown-menu a{display:block;padding:9px 18px;white-space:nowrap;font-size:0.9rem}
.nav-dropdown-menu a::after{display:none!important}
@media (max-width:900px){.nav-dropdown-menu{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;border-radius:0;background:transparent;min-width:0;padding:2px 0 6px 14px}.nav-dropdown-caret{display:none}}
:focus-visible{outline:3px solid var(--clr-orange);outline-offset:2px}
.skip-link{position:absolute;left:-9999px;top:0;z-index:10000;background:var(--clr-teal);color:#fff;padding:12px 20px;border-radius:0 0 8px 0;font-weight:700;text-decoration:none}
.skip-link:focus{left:0}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,[tabindex]:focus-visible{outline:3px solid var(--clr-orange);outline-offset:2px;border-radius:4px}
.footer-links a{display:inline-block;padding:5px 0}
.faq-question{min-height:48px}
html[data-fontscale="l"]{font-size:20px}
html[data-fontscale="xl"]{font-size:23px}
.bhz-mobilebar{display:none}
@media(max-width:768px){.bhz-mobilebar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:9997;background:#fff;border-top:1px solid rgba(44,37,32,0.12);box-shadow:0 -2px 12px rgba(44,37,32,0.12)}.bhz-mobilebar a{flex:1;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:2px;min-height:56px;padding:6px 4px;text-decoration:none;color:var(--clr-deep);font-size:0.8rem;font-weight:700;border-right:1px solid rgba(44,37,32,0.08)}.bhz-mobilebar a:last-child{border-right:none}.bhz-mobilebar a.wa{background:#188741;color:#fff}.bhz-mobilebar .ic{font-size:1.2rem}body{padding-bottom:56px}.wa-float{display:none!important}.ts-switch{bottom:64px}}
.ts-switch{position:fixed;right:16px;bottom:88px;z-index:9998;display:flex;align-items:center;gap:5px;background:#fff;border:1px solid rgba(44,37,32,0.15);border-radius:100px;padding:5px 9px;box-shadow:0 4px 16px rgba(44,37,32,0.18)}
.ts-switch-label{font-size:0.78rem;color:var(--clr-bark)}
.ts-switch button{min-width:48px;min-height:48px;border:1px solid rgba(44,37,32,0.18);background:var(--clr-cream);border-radius:8px;font-weight:700;color:var(--clr-deep);cursor:pointer;font-family:var(--font-body);line-height:1}
.ts-switch button[aria-pressed="true"]{background:var(--clr-teal);color:#fff;border-color:var(--clr-teal)}
@media(max-width:600px){.ts-switch{right:8px;bottom:80px;padding:4px 6px;gap:3px}.ts-switch-label{display:none}.ts-switch button{min-width:48px;min-height:48px;font-size:0.9rem}}
.tabel-scroll{overflow-x:auto;max-width:100%}
.footer-links{gap:0}
.footer-links a{display:inline-flex;align-items:center;min-height:48px;padding:0}
.blog-meta a{position:relative}
.blog-meta a::after{content:'';position:absolute;left:0;right:0;top:-11px;bottom:-11px}
.regio-badge{display:inline-flex;align-items:center;min-height:48px}
.breadcrumb-inner a{position:relative}
.breadcrumb-inner a::after{content:'';position:absolute;left:-4px;right:-4px;top:-12px;bottom:-12px}
.cta :focus-visible,.footer :focus-visible{outline-color:#fff}
body:has(.mobile-toggle[aria-expanded="true"]) .ts-switch{display:none}
.mobile-toggle{width:48px;height:48px;flex-shrink:0}
.mobile-toggle span{left:12px}
.mobile-toggle span:nth-child(1){top:16px}
.mobile-toggle span:nth-child(2){top:23px}
.mobile-toggle span:nth-child(3){top:30px}
.lang-toggle a{position:relative;min-width:48px;min-height:36px}
.lang-toggle a::after{content:'';position:absolute;left:0;right:0;top:-6px;bottom:-6px}
@media (max-width:900px){.nav-inner{padding-top:8px;padding-bottom:8px}.nav-logo{min-height:48px}.lang-toggle a{font-size:14px}.nav-links{max-height:calc(100vh - 120px);overflow-y:auto;gap:0!important;background:#faf8f4!important}.nav-links a{display:inline-flex;align-items:center;min-height:48px}.nav-links a::after{display:none}.nav-dropdown-menu a{display:flex;padding:0 18px}}
@media (max-width:1100px){html[lang="en"] .nav-inner{padding-top:8px;padding-bottom:8px}html[lang="en"] .nav-logo{min-height:48px}html[lang="en"] .nav-links{max-height:calc(100vh - 120px);overflow-y:auto;gap:0!important;background:#faf8f4!important}html[lang="en"] .nav-links a{display:inline-flex;align-items:center;min-height:48px}html[lang="en"] .nav-links a::after{display:none}html[lang="en"] .nav-dropdown-menu a{display:flex;padding:0 18px}}
@media (max-width:600px){.nav-logo{font-size:19px;line-height:1.15;white-space:normal;flex-shrink:1;min-width:0}.lang-toggle{margin-left:8px}.hero h1{font-size:1.8rem}.section-title,.local-intro h2{font-size:1.7rem}.teruggave h2,.cta h2,.blog-hero h1,.cta-phone a{font-size:1.6rem}.blog-article h2{font-size:1.2rem}}
@media (max-width:600px){h1,h2,h3{overflow-wrap:break-word;-webkit-hyphens:auto;hyphens:auto}}
@media (max-width:359px){.nav-logo-icon{display:none}.local-stat-grid{grid-template-columns:1fr}}
.faq-item.active .faq-answer{max-height:2000px}
.form-field{margin-bottom:16px}
.form-field label{display:block;font-weight:700;color:var(--clr-deep);margin-bottom:6px;font-size:0.95rem}
.form-field input,.form-field select,.form-field textarea{width:100%;padding:13px 14px;border:1px solid rgba(44,37,32,0.25);border-radius:10px;font-family:var(--font-body);font-size:1rem;color:var(--clr-deep);background:#fff;min-height:48px}
.form-hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.form-consent{display:flex;gap:10px;align-items:flex-start;font-size:0.9rem;color:var(--clr-bark);line-height:1.5}
.form-consent input{width:22px;height:22px;min-height:22px;margin-top:2px;flex:none}
.form-consent a{color:var(--clr-teal);font-weight:700}
.form-submit{background:var(--clr-teal);color:#fff;border:none;border-radius:100px;padding:15px 30px;font-weight:800;font-size:1.02rem;cursor:pointer;font-family:var(--font-body);min-height:48px}
.form-submit:hover{background:var(--clr-teal-dark)}
.form-card{background:#fff;border-radius:16px;padding:28px 30px;box-shadow:0 4px 24px rgba(44,37,32,0.06);border:1px solid rgba(44,37,32,0.05)}
.rh{background:#fff;border:1px solid var(--clr-sand);border-radius:16px;padding:28px;box-shadow:0 4px 20px rgba(44,37,32,0.06)}
.rh-velden{display:grid;gap:18px}
.rh-label{display:block;font-weight:700;color:var(--clr-deep);margin-bottom:6px}
.rh-hulp{display:block;font-size:0.9rem;color:var(--clr-bark);margin-top:4px}
.rh-invoer{display:flex;align-items:center;gap:8px}
.rh-invoer>span{font-weight:700;color:var(--clr-bark)}
.rh input,.rh select{width:100%;padding:12px 14px;border:1px solid rgba(44,37,32,0.25);border-radius:10px;font-size:1rem;font-family:inherit;background:#fff;min-height:48px;color:var(--clr-deep)}
.rh-uitkomst{margin-top:24px;background:var(--clr-teal-light);border-radius:14px;padding:22px 24px;text-align:center}
.rh-uitkomst-kop{font-size:0.9rem;color:var(--clr-bark);text-transform:uppercase;letter-spacing:0.05em;font-weight:700}
.rh-bedrag{font-family:var(--font-display);font-size:2.4rem;font-weight:700;color:var(--clr-teal-dark);line-height:1.15;margin:6px 0}
.rh-regels{display:grid;gap:6px;margin-top:10px;text-align:left;font-size:0.98rem;color:var(--clr-deep)}
.rh-regels div{display:flex;justify-content:space-between;gap:12px;border-bottom:1px solid rgba(44,37,32,0.08);padding:6px 0}
.rh-melding:not(:empty){margin-top:14px;padding:12px 16px;border-radius:10px;background:#FFF8E1;border:1px solid #F5B947;color:#5a4300;font-size:0.95rem;line-height:1.5}
.rh details{margin-top:16px}
.rh summary{cursor:pointer;font-weight:700;color:var(--clr-teal);min-height:48px;display:flex;align-items:center}
.rh-uitleg{font-size:0.95rem;color:var(--clr-bark);line-height:1.7;margin-top:6px}
.rh-noot{font-size:0.9rem;color:var(--clr-bark);margin:14px 0 0;line-height:1.6}
.rh-tools{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(260px,100%),1fr));gap:20px}
.rh-tool{background:#fff;border-radius:14px;padding:24px;border:1px solid rgba(44,37,32,0.08);box-shadow:0 2px 12px rgba(44,37,32,0.05);display:flex;flex-direction:column;gap:10px}
.rh-tool h2{font-family:var(--font-display);font-size:1.25rem;color:var(--clr-deep);margin:0}
.rh-tool p{color:var(--clr-bark);line-height:1.6;margin:0;flex:1}
.cta-paar{display:flex;flex-wrap:wrap;gap:12px;align-items:center}
.boa{display:inline-flex;align-items:stretch;max-width:100%;border-radius:100px;box-shadow:0 4px 20px rgba(26,138,125,0.18);font-family:var(--font-body);font-weight:700;font-size:0.95rem;line-height:1.2}
.boa a{display:inline-flex;align-items:center;gap:7px;min-height:52px;color:#fff!important;text-decoration:none!important;white-space:nowrap;transition:filter 0.2s}
.boa a:hover{filter:brightness(0.92)}
.boa-bel{background:var(--clr-teal);border-radius:100px 0 0 100px;padding:0 24px 0 22px}
.boa-app{background:#188741;border-radius:0 100px 100px 0;padding:0 22px 0 24px}
.boa-of{align-self:center;position:relative;z-index:1;margin:0 -11px;padding:3px 6px;border-radius:100px;background:#fff;color:var(--clr-deep);font-size:0.72rem;font-weight:800;line-height:1;box-shadow:0 1px 4px rgba(44,37,32,0.2)}
.boa-nr{font-weight:600}
.bmt{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:0 24px;border-radius:100px;background:#fff;color:var(--clr-deep)!important;border:2px solid var(--clr-sand);font-family:var(--font-body);font-weight:700;font-size:0.95rem;text-decoration:none!important;white-space:nowrap;transition:border-color 0.2s,color 0.2s}
.bmt:hover{border-color:var(--clr-teal);color:var(--clr-teal)!important}
.tekstlink{color:var(--clr-teal);font-weight:700;text-decoration:underline;text-underline-offset:3px}
.tekstlink:hover{color:var(--clr-teal-dark)}
.cta .cta-paar{justify-content:center}
.cta .boa-bel{background:#fff;color:var(--clr-teal-dark)!important}
.cta .bmt{background:transparent;color:#fff!important;border-color:rgba(255,255,255,0.6)}
.cta .bmt:hover{border-color:#fff}
.cta-mail{margin-top:18px;position:relative;font-size:0.95rem;color:rgba(255,255,255,0.92)}
.cta-mail a{color:#fff;text-decoration:underline;text-underline-offset:3px}
.blog-cta-box .cta-paar{flex-direction:column;align-items:stretch}
.blog-cta-box .boa{width:100%}
.blog-cta-box .boa a{flex:1;justify-content:center}
.blog-cta-box .boa-nr{display:none}
.nav-links .boa{box-shadow:none;font-size:0.85rem}
.nav-links .boa a{min-height:40px}
.nav-links .boa a::after{display:none!important}
.nav-links .boa-bel{padding:0 18px 0 14px}
.nav-links .boa-app{padding:0 14px 0 18px}
.nav-links .boa-nr{display:none}
.boa-zweef{position:fixed;right:24px;bottom:24px;z-index:9999}
@media (max-width:768px){.boa-zweef{display:none!important}}
@media (max-width:479px){.boa-nr{display:none}.cta-paar{flex-direction:column;align-items:stretch}.cta-paar .boa{width:100%}.cta-paar .boa a{flex:1;justify-content:center}}
.tegels{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(300px,100%),1fr));gap:18px;margin-top:36px}
.tegel{position:relative;display:flex;flex-direction:column;background:#fff;border-radius:14px;padding:24px 22px;border:1px solid rgba(44,37,32,0.08);border-top:4px solid var(--clr-teal);box-shadow:0 2px 12px rgba(44,37,32,0.05);transition:transform 0.2s,box-shadow 0.2s}
.tegel:hover{transform:translateY(-2px);box-shadow:0 6px 20px rgba(44,37,32,0.09)}
.tegel:focus-within{outline:3px solid var(--clr-orange);outline-offset:2px}
.tegel h3{font-family:var(--font-display);font-size:1.2rem;font-weight:700;line-height:1.3;color:var(--clr-deep);margin:0 0 8px}
.tegel h3 a{color:inherit;text-decoration:none}
.tegel h3 a:focus-visible{outline:none}
.tegel h3 a::after{content:'';position:absolute;inset:0;border-radius:14px}
.tegel p{font-size:0.98rem;line-height:1.6;color:var(--clr-bark);margin:0 0 12px}
.tegel .tegel-voorbeeld{font-size:0.92rem}
.tegel .tegel-voorbeeld a{position:relative;z-index:1;color:var(--clr-teal);font-weight:700}
.tegel-prijs{margin-top:auto;font-weight:800;font-size:1rem;color:var(--clr-deep)}
.tegel-prijs small{font-size:0.9rem;font-weight:600;color:var(--clr-bark)}
.tegels-meer{text-align:center;margin:26px auto 0;max-width:820px;color:var(--clr-bark);line-height:1.7}
.tegels-meer a{color:var(--clr-teal);font-weight:700}
.vertrouwen{list-style:none;padding:0;margin:36px 0 0;display:grid;grid-template-columns:repeat(auto-fit,minmax(min(250px,100%),1fr));gap:16px}
.vertrouwen li{background:#fff;border-radius:12px;padding:18px 20px;border:1px solid rgba(44,37,32,0.08);border-left:4px solid var(--clr-teal);line-height:1.6;color:var(--clr-bark);font-size:0.95rem}
.vertrouwen strong{display:block;color:var(--clr-deep);font-size:1.02rem;margin-bottom:4px}
.vertrouwen a{color:var(--clr-teal)}
.gratis-hulp{max-width:780px;margin:28px auto 0;text-align:center;color:var(--clr-bark);line-height:1.7}
.gratis-hulp a{color:var(--clr-teal);font-weight:700}
.slot-stappen{list-style:none;counter-reset:stap;padding:0;margin:24px 0 0;display:grid;grid-template-columns:repeat(auto-fit,minmax(min(210px,100%),1fr));gap:12px}
.slot-stappen li{counter-increment:stap;background:#fff;border-radius:12px;padding:14px 16px 14px 52px;position:relative;line-height:1.5;color:var(--clr-bark);font-size:0.95rem;border:1px solid rgba(44,37,32,0.08)}
.slot-stappen li::before{content:counter(stap);position:absolute;left:14px;top:14px;width:28px;height:28px;border-radius:50%;background:var(--clr-teal);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center;font-size:0.9rem}
.slot-stappen strong{color:var(--clr-deep)}
.slot-actie{margin:22px 0 0;background:#FFF8E1;border:1px solid #F5B947;border-radius:12px;padding:14px 18px;line-height:1.6;color:var(--clr-deep)}
.slot-plaatsen{display:flex;flex-wrap:wrap;gap:8px 18px;margin:18px 0 0;padding:0;list-style:none}
.slot-plaatsen a{color:var(--clr-teal);font-weight:700;display:inline-flex;align-items:center;min-height:44px}
.form-field textarea{min-height:96px;resize:vertical;line-height:1.5}
.form-field [aria-invalid="true"]{border:2px solid #b3261e;background:#fff8f7}
.form-meer{margin:2px 0 14px}
.form-meer summary{display:block;padding:11px 0;min-height:48px;cursor:pointer;font-weight:700;color:var(--clr-teal);list-style:none;line-height:1.5}
.form-meer summary::-webkit-details-marker{display:none}
.form-meer summary::before{content:'+';display:inline-flex;align-items:center;justify-content:center;width:26px;height:26px;margin-right:10px;vertical-align:middle;border-radius:50%;border:2px solid var(--clr-teal);font-weight:800;line-height:1}
.form-meer[open] summary::before{content:'\2212'}
.form-meer summary span{font-weight:600;color:var(--clr-bark)}
.form-meer[open] summary{margin-bottom:8px}
.form-meer summary:focus-visible{outline:3px solid var(--clr-orange);outline-offset:2px;border-radius:6px}
.form-consent-tekst{font-size:0.95rem;color:var(--clr-bark);line-height:1.6;margin:0 0 16px}
.herinnering-kaart h2{font-family:var(--font-display);font-size:1.45rem;line-height:1.3;color:var(--clr-deep);margin:0 0 8px}
.herinnering-kaart>p{color:var(--clr-bark);line-height:1.7;margin:0 0 16px}
.tegels-herinnering{text-align:center;margin:14px auto 0;color:var(--clr-bark);line-height:1.7}
@media (max-width:479px){.form-card .form-submit{width:100%}}
.rekentabel-kop,.blog-article .rekentabel-kop{font-weight:700;color:var(--clr-deep);font-size:1rem;line-height:1.4;margin:22px 0 0}
.rekentabel{margin:10px 0 8px}
.rekentabel thead th{text-align:right;white-space:nowrap}
.rekentabel thead th:first-child{text-align:left}
.rekentabel tbody th{background:#fff;color:var(--clr-deep);text-transform:none;letter-spacing:0;font-size:0.92rem;font-weight:700;border-bottom:1px solid var(--clr-sand);border-radius:0}
.rekentabel tbody tr:nth-child(even) th{background:var(--clr-warm-white)}
.rekentabel tbody tr:last-child th{border-bottom:none}
.rekentabel td{text-align:right;white-space:nowrap}
.rekentabel th:first-child{position:sticky;left:0;z-index:1}
@media (max-width:600px){.rekentabel th,.rekentabel td{padding:8px 10px}.rekentabel thead th{text-transform:none;letter-spacing:0;font-size:0.85rem}}
.rh-regels strong,[data-rh-out] strong{white-space:nowrap}
.tabel-scroll{position:relative}
.rekentabel-noot{font-size:0.9rem;color:var(--clr-bark);margin:0 0 28px;line-height:1.6}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.fade-up{opacity:1;animation:none}.hero-badge-dot,.hero-float-badge{animation:none}.audience-card,.tarief-card,.step,.faq-item,.scroll-reveal{opacity:1!important;transform:none!important;transition:none!important}}