:root{--clr-cream:#faf8f4;--clr-warm-white:#f5f1eb;--clr-sand:#e8e0d4;--clr-stone:#c4b9a8;--clr-bark:#6b5e50;--clr-deep:#2c2520;--clr-midnight:#1a1614;--clr-teal:#1a8a7d;--clr-teal-light:#e6f5f3;--clr-teal-dark:#14695f;--clr-orange:#e07a2f;--clr-orange-light:#fef3e8;--clr-orange-dark:#c46820;--clr-green:#3a9e5c;--clr-green-light:#edf7f0;--clr-red-soft:#d94f4f;--font-display:'Source Serif 4',Georgia,serif;--font-body:'Nunito Sans',-apple-system,sans-serif;--shadow-sm:0 1px 3px rgba(44,37,32,0.06);--shadow-md:0 4px 16px rgba(44,37,32,0.08);--shadow-lg:0 8px 32px rgba(44,37,32,0.1);--shadow-glow-teal:0 4px 24px rgba(26,138,125,0.15);--shadow-glow-orange:0 4px 24px rgba(224,122,47,0.15);--radius:12px;--radius-lg:20px;--radius-pill:100px}*,::after,::before{margin:0;padding:0;box-sizing:border-box}html{scroll-behavior:smooth;font-size:17px}body{font-family:var(--font-body);background:var(--clr-cream);color:var(--clr-deep);line-height:1.7;-webkit-font-smoothing:antialiased;overflow-x:hidden}img{max-width:100%;display:block}a{text-decoration:none;color:inherit}.container{max-width:1120px;margin:0 auto;padding:0 24px}@keyframes fadeUp{from{opacity:0;transform:translateY(24px)}to{opacity:1;transform:translateY(0)}}@keyframes fadeIn{from{opacity:0}to{opacity:1}}@keyframes slideRight{from{opacity:0;transform:translateX(-20px)}to{opacity:1;transform:translateX(0)}}@keyframes pulse{0%,100%{transform:scale(1)}50%{transform:scale(1.05)}}@keyframes float{0%,100%{transform:translateY(0)}50%{transform:translateY(-6px)}}.fade-up{opacity:0;animation:fadeUp .7s ease-out forwards}.fade-up-d1{animation-delay:.1s}.fade-up-d2{animation-delay:.2s}.fade-up-d3{animation-delay:.3s}.fade-up-d4{animation-delay:.4s}.fade-up-d5{animation-delay:.5s}.nav{position:fixed;top:0;left:0;right:0;z-index:1000;background:rgba(250,248,244,.92);backdrop-filter:blur(16px);border-bottom:1px solid rgba(200,185,168,.3);transition:all .3s}.nav-inner{display:flex;align-items:center;justify-content:space-between;padding:14px 24px;max-width:1120px;margin:0 auto}.nav-logo{font-family:var(--font-display);font-size:1.3rem;font-weight:700;color:var(--clr-teal-dark);display:flex;align-items:center;gap:8px;white-space:nowrap;flex-shrink:0}.nav-logo-icon{width:36px;height:36px;background:var(--clr-teal);border-radius:10px;display:flex;align-items:center;justify-content:center;color:#fff;font-size:1.1rem;font-family:var(--font-body);font-weight:800}.nav-links{display:flex;align-items:center;gap:22px;list-style:none;flex-wrap:nowrap}.nav-links a{font-size:.9rem;font-weight:600;color:var(--clr-bark);transition:color .2s;position:relative;white-space:nowrap}.nav-links a:hover{color:var(--clr-teal)}.nav-links a::after{content:'';position:absolute;bottom:-4px;left:0;width:0;height:2px;background:var(--clr-teal);transition:width .3s}.nav-links a:hover::after{width:100%}.nav-cta{background:var(--clr-teal)!important;color:#fff!important;padding:10px 22px;border-radius:var(--radius-pill);font-weight:700!important;font-size:.85rem!important;transition:all .3s!important;box-shadow:var(--shadow-glow-teal)}.nav-cta:hover{background:var(--clr-teal-dark)!important;transform:translateY(-1px)}.nav-cta::after{display:none!important}.mobile-toggle{display:none;background:0 0;border:none;cursor:pointer;width:32px;height:32px;position:relative}.mobile-toggle span{display:block;width:24px;height:2px;background:var(--clr-deep);position:absolute;left:4px;transition:all .3s}.mobile-toggle span:first-child{top:8px}.mobile-toggle span:nth-child(2){top:15px}.mobile-toggle span:nth-child(3){top:22px}.breadcrumb{background:var(--clr-warm-white);border-bottom:1px solid var(--clr-sand);padding:10px 0;margin-top:64px}.breadcrumb-inner{max-width:1120px;margin:0 auto;padding:0 24px;font-size:.82rem;color:var(--clr-stone)}.breadcrumb-inner a{color:var(--clr-teal);font-weight:600}.breadcrumb-inner a:hover{text-decoration:underline}.breadcrumb-inner span{margin:0 6px}.hero{padding:60px 0 80px;position:relative;overflow:hidden}.hero::before{content:'';position:absolute;top:-200px;right:-200px;width:600px;height:600px;background:radial-gradient(circle,rgba(26,138,125,.06) 0,transparent 70%);pointer-events:none}.hero::after{content:'';position:absolute;bottom:-150px;left:-150px;width:500px;height:500px;background:radial-gradient(circle,rgba(224,122,47,.05) 0,transparent 70%);pointer-events:none}.hero-grid{display:grid;grid-template-columns:1.1fr 0.9fr;gap:60px;align-items:center}.hero-badge{display:inline-flex;align-items:center;gap:8px;background:var(--clr-teal-light);color:var(--clr-teal-dark);padding:8px 18px;border-radius:var(--radius-pill);font-size:.82rem;font-weight:700;margin-bottom:20px;border:1px solid rgba(26,138,125,.15)}.hero-badge-dot{width:8px;height:8px;background:var(--clr-green);border-radius:50%;animation:pulse 2s infinite}.hero h1{font-family:var(--font-display);font-size:3.2rem;font-weight:700;line-height:1.15;color:var(--clr-midnight);margin-bottom:20px}.hero h1 em{font-style:normal;color:var(--clr-teal);position:relative}.hero h1 em::after{content:'';position:absolute;bottom:2px;left:0;right:0;height:8px;background:rgba(26,138,125,.12);border-radius:4px;z-index:-1}.hero-sub{font-size:1.15rem;color:var(--clr-bark);line-height:1.8;margin-bottom:32px;max-width:520px}.hero-buttons{display:flex;gap:14px;flex-wrap:wrap}.btn{display:inline-flex;align-items:center;gap:8px;padding:15px 30px;border-radius:var(--radius-pill);font-family:var(--font-body);font-weight:700;font-size:.95rem;cursor:pointer;border:none;transition:all .3s}.btn-primary{background:var(--clr-teal);color:#fff;box-shadow:var(--shadow-glow-teal)}.btn-primary:hover{background:var(--clr-teal-dark);transform:translateY(-2px);box-shadow:0 6px 28px rgba(26,138,125,.25)}.btn-secondary{background:#fff;color:var(--clr-deep);border:2px solid var(--clr-sand)}.btn-secondary:hover{border-color:var(--clr-teal);color:var(--clr-teal);transform:translateY(-2px)}.btn-orange{background:var(--clr-orange);color:#fff;box-shadow:var(--shadow-glow-orange)}.btn-orange:hover{background:var(--clr-orange-dark);transform:translateY(-2px)}.hero-visual{position:relative}.hero-card{background:#fff;border-radius:var(--radius-lg);padding:32px;box-shadow:var(--shadow-lg);border:1px solid rgba(200,185,168,.2);position:relative;z-index:2}.hero-card-label{font-size:.78rem;text-transform:uppercase;letter-spacing:2px;color:var(--clr-stone);font-weight:700;margin-bottom:16px}.hero-card-amount{font-family:var(--font-display);font-size:3rem;font-weight:700;color:var(--clr-green);margin-bottom:4px}.hero-card-period{color:var(--clr-bark);font-size:.95rem;margin-bottom:20px}.hero-card-breakdown{display:flex;flex-direction:column;gap:12px}.hero-card-row{display:flex;justify-content:space-between;align-items:center;padding:10px 0;border-bottom:1px solid var(--clr-warm-white);font-size:.9rem}.hero-card-row:last-child{border:none}.hero-card-row span:first-child{color:var(--clr-bark)}.hero-card-row span:last-child{font-weight:700}.hero-float-badge{position:absolute;top:-16px;right:-16px;background:var(--clr-orange);color:#fff;padding:10px 18px;border-radius:var(--radius);font-weight:800;font-size:.85rem;box-shadow:var(--shadow-glow-orange);animation:float 3s ease-in-out infinite;z-index:3}.hero-trust{display:flex;align-items:center;gap:16px;margin-top:32px;padding-top:24px;border-top:1px solid var(--clr-sand)}.hero-trust-item{display:flex;align-items:center;gap:6px;font-size:.82rem;color:var(--clr-bark);font-weight:600}.hero-trust-icon{font-size:1.1rem}.local-intro{background:#fff;padding:64px 0;border-bottom:1px solid var(--clr-sand)}.local-intro-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:start}.local-intro h2{font-family:var(--font-display);font-size:1.9rem;font-weight:700;color:var(--clr-midnight);margin-bottom:16px}.local-intro p{color:var(--clr-bark);font-size:.97rem;line-height:1.8;margin-bottom:16px}.local-stat-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.local-stat{background:var(--clr-cream);border:1px solid var(--clr-sand);border-radius:var(--radius);padding:20px}.local-stat-value{font-family:var(--font-display);font-size:1.6rem;font-weight:700;color:var(--clr-teal);margin-bottom:4px}.local-stat-label{font-size:.8rem;color:var(--clr-bark);font-weight:600}section{padding:80px 0}.section-header{text-align:center;max-width:640px;margin:0 auto 52px}.section-eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:.78rem;text-transform:uppercase;letter-spacing:2.5px;font-weight:700;color:var(--clr-teal);margin-bottom:12px}.section-title{font-family:var(--font-display);font-size:2.4rem;font-weight:700;line-height:1.2;color:var(--clr-midnight);margin-bottom:14px}.section-desc{font-size:1.05rem;color:var(--clr-bark);line-height:1.8}.teruggave{background:linear-gradient(135deg,var(--clr-orange-light) 0,var(--clr-cream) 50%,var(--clr-teal-light) 100%);position:relative}.teruggave-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}.teruggave-tag{display:inline-flex;align-items:center;gap:8px;background:var(--clr-orange);color:#fff;padding:6px 16px;border-radius:var(--radius-pill);font-size:.8rem;font-weight:700;margin-bottom:16px}.teruggave h2{font-family:var(--font-display);font-size:2.3rem;font-weight:700;line-height:1.2;color:var(--clr-midnight);margin-bottom:16px}.teruggave h2 strong{color:var(--clr-orange)}.teruggave-body{font-size:1.05rem;color:var(--clr-bark);line-height:1.8;margin-bottom:24px}.teruggave-checklist{list-style:none;display:flex;flex-direction:column;gap:12px;margin-bottom:28px}.teruggave-checklist li{display:flex;align-items:flex-start;gap:10px;font-size:.95rem;color:var(--clr-deep);font-weight:500}.teruggave-check{width:24px;height:24px;min-width:24px;background:var(--clr-green-light);border-radius:50%;display:flex;align-items:center;justify-content:center;color:var(--clr-green);font-size:.75rem;margin-top:2px}.teruggave-example{background:#fff;border-radius:var(--radius-lg);padding:32px;box-shadow:var(--shadow-lg);border:1px solid rgba(200,185,168,.2)}.teruggave-example-title{font-family:var(--font-display);font-size:1.15rem;font-weight:600;margin-bottom:20px;color:var(--clr-midnight)}.teruggave-example-row{display:flex;justify-content:space-between;padding:11px 0;border-bottom:1px solid var(--clr-warm-white);font-size:.9rem}.teruggave-example-row:last-of-type{border:none}.teruggave-example-total{display:flex;justify-content:space-between;padding:16px 0 0;margin-top:8px;border-top:2px solid var(--clr-orange);font-weight:800;font-size:1.1rem}.teruggave-example-total span:last-child{color:var(--clr-green);font-family:var(--font-display);font-size:1.3rem}.teruggave-example-note{margin-top:14px;padding:12px 16px;background:var(--clr-green-light);border-radius:var(--radius);font-size:.82rem;color:var(--clr-teal-dark);font-weight:600;text-align:center}.audiences-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px}.audience-card{background:#fff;border-radius:var(--radius-lg);padding:40px;box-shadow:var(--shadow-md);border:1px solid rgba(200,185,168,.15);transition:all .4s;position:relative;overflow:hidden}.audience-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}.audience-card::before{content:'';position:absolute;top:0;left:0;right:0;height:4px}.audience-card--seniors::before{background:var(--clr-teal)}.audience-card--starters::before{background:var(--clr-orange)}.audience-icon{width:64px;height:64px;border-radius:16px;display:flex;align-items:center;justify-content:center;font-size:1.8rem;margin-bottom:20px}.audience-card--seniors .audience-icon{background:var(--clr-teal-light)}.audience-card--starters .audience-icon{background:var(--clr-orange-light)}.audience-card h3{font-family:var(--font-display);font-size:1.5rem;font-weight:700;margin-bottom:12px;color:var(--clr-midnight)}.audience-card p{color:var(--clr-bark);font-size:.95rem;margin-bottom:20px;line-height:1.7}.audience-list{list-style:none;display:flex;flex-direction:column;gap:10px;margin-bottom:24px}.audience-list li{display:flex;align-items:center;gap:10px;font-size:.9rem;color:var(--clr-deep)}.audience-list-icon{color:var(--clr-green);font-size:1rem;min-width:20px}.steps{background:#fff}.steps-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;position:relative}.steps-grid::before{content:'';position:absolute;top:48px;left:12%;right:12%;height:2px;background:linear-gradient(90deg,var(--clr-teal),var(--clr-orange));opacity:.2}.step{text-align:center;position:relative;z-index:1}.step-num{width:56px;height:56px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:var(--font-display);font-size:1.3rem;font-weight:700;margin:0 auto 16px;color:#fff;background:var(--clr-teal);box-shadow:var(--shadow-glow-teal)}.step:nth-child(2) .step-num{background:var(--clr-teal-dark)}.step:nth-child(3) .step-num{background:var(--clr-orange);box-shadow:var(--shadow-glow-orange)}.step:nth-child(4) .step-num{background:var(--clr-green)}.step h3{font-size:1rem;font-weight:700;margin-bottom:8px;color:var(--clr-midnight)}.step p{font-size:.85rem;color:var(--clr-bark);line-height:1.6}.tarieven{background:linear-gradient(180deg,var(--clr-warm-white) 0,var(--clr-cream) 100%)}.tarieven-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.tarief-card{background:#fff;border-radius:var(--radius-lg);padding:36px 28px;box-shadow:var(--shadow-md);border:2px solid transparent;transition:all .4s;position:relative}.tarief-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}.tarief-card--popular{border-color:var(--clr-orange)}.tarief-popular-badge{position:absolute;top:-13px;left:50%;transform:translateX(-50%);background:var(--clr-orange);color:#fff;padding:4px 18px;border-radius:var(--radius-pill);font-size:.75rem;font-weight:800;text-transform:uppercase;letter-spacing:1px}.tarief-icon{font-size:2.2rem;margin-bottom:16px}.tarief-name{font-family:var(--font-display);font-size:1.25rem;font-weight:700;margin-bottom:6px;color:var(--clr-midnight)}.tarief-for{font-size:.82rem;color:var(--clr-stone);font-weight:600;margin-bottom:16px}.tarief-price{font-family:var(--font-display);font-size:2.8rem;font-weight:700;color:var(--clr-teal);margin-bottom:4px}.tarief-card--popular .tarief-price{color:var(--clr-orange)}.tarief-price-note{font-size:.8rem;color:var(--clr-stone);margin-bottom:24px}.tarief-features{list-style:none;display:flex;flex-direction:column;gap:10px;margin-bottom:28px}.tarief-features li{display:flex;align-items:flex-start;gap:8px;font-size:.88rem;color:var(--clr-deep)}.tarief-features li::before{content:'✓';color:var(--clr-green);font-weight:800;min-width:16px}.tarief-btn{width:100%;text-align:center;padding:14px;border-radius:var(--radius-pill);font-weight:700;font-size:.9rem;cursor:pointer;border:2px solid var(--clr-teal);background:0 0;color:var(--clr-teal);font-family:var(--font-body);transition:all .3s}.tarief-btn:hover{background:var(--clr-teal);color:#fff}.tarief-card--popular .tarief-btn{background:var(--clr-orange);border-color:var(--clr-orange);color:#fff}.tarief-card--popular .tarief-btn:hover{background:var(--clr-orange-dark);border-color:var(--clr-orange-dark)}.testimonials{background:var(--clr-warm-white)}.testimonials-slider-wrapper{display:flex;align-items:center;gap:16px}.testimonials-viewport{overflow:hidden;flex:1;min-width:0}.testimonials-track{display:flex;gap:24px;transition:transform .45s cubic-bezier(.4, 0, .2, 1);will-change:transform}.testimonials-btn{flex-shrink:0;width:44px;height:44px;border-radius:50%;border:2px solid var(--clr-teal);background:#fff;color:var(--clr-teal);font-size:1.1rem;cursor:pointer;display:flex;align-items:center;justify-content:center;transition:background .2s,color .2s;line-height:1}.testimonials-btn:hover:not(:disabled){background:var(--clr-teal);color:#fff}.testimonials-btn:disabled{opacity:.3;cursor:default}.testimonials-dots{display:flex;justify-content:center;gap:8px;margin-top:24px}.testimonials-dot{width:8px;height:8px;border-radius:50%;border:none;background:var(--clr-sand);cursor:pointer;padding:0;transition:background .2s,transform .2s}.testimonials-dot.active{background:var(--clr-teal);transform:scale(1.4)}.testimonial-card{flex:0 0 calc((100% - 48px)/ 3);background:#fff;border-radius:var(--radius-lg);padding:32px 28px;box-shadow:var(--shadow-md);border:1px solid var(--clr-sand);display:flex;flex-direction:column;gap:16px;transition:box-shadow .4s,transform .4s}.testimonial-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}.testimonial-stars{color:#f5a623;font-size:1.15rem;letter-spacing:3px}.testimonial-quote{font-family:var(--font-display);font-size:.97rem;line-height:1.75;color:var(--clr-deep);font-style:italic;flex:1;margin:0;padding:0;border:none;position:relative}.testimonial-quote::before{content:'\201C';font-size:3rem;line-height:0;vertical-align:-.65rem;color:var(--clr-teal-light);font-style:normal;margin-right:3px}.testimonial-author{display:flex;align-items:center;gap:14px;padding-top:4px;border-top:1px solid var(--clr-sand)}.testimonial-avatar{width:44px;height:44px;border-radius:50%;background:var(--clr-teal);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:1.1rem;flex-shrink:0}.testimonial-card:nth-child(2n) .testimonial-avatar,.testimonial-card:nth-child(3n) .testimonial-avatar{background:var(--clr-orange)}.testimonial-name{font-weight:700;font-size:.92rem;color:var(--clr-midnight);font-style:normal;display:block}.testimonial-role{font-size:.8rem;color:var(--clr-stone);margin-top:2px}@media (max-width:900px){.testimonial-card{flex:0 0 calc((100% - 24px)/ 2)}}@media (max-width:600px){.testimonial-card{flex:0 0 100%}.testimonials-slider-wrapper{gap:8px}.testimonials-btn{width:36px;height:36px;font-size:1rem}}.regio-badges{display:flex;flex-wrap:wrap;justify-content:center;gap:12px;margin-top:8px}.regio-badge{background:#fff;padding:10px 22px;border-radius:var(--radius-pill);font-weight:600;font-size:.9rem;color:var(--clr-deep);border:1px solid var(--clr-sand);transition:all .3s}.regio-badge:hover{border-color:var(--clr-teal);color:var(--clr-teal);transform:translateY(-2px);box-shadow:var(--shadow-sm)}.regio-badge--active{background:var(--clr-teal-light);border-color:var(--clr-teal);color:var(--clr-teal-dark);font-weight:700}.faq{background:#fff}.faq-grid{max-width:760px;margin:0 auto}.faq-item{border-bottom:1px solid var(--clr-sand)}.faq-question{width:100%;text-align:left;padding:22px 0;background:0 0;border:none;font-family:var(--font-body);font-size:1.05rem;font-weight:700;color:var(--clr-midnight);cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;transition:color .2s}.faq-question:hover{color:var(--clr-teal)}.faq-arrow{font-size:1.2rem;color:var(--clr-stone);transition:transform .3s;min-width:20px}.faq-item.active .faq-arrow{transform:rotate(45deg);color:var(--clr-teal)}.faq-answer{max-height:0;overflow:hidden;transition:max-height .4s ease,padding .3s}.faq-item.active .faq-answer{max-height:300px}.faq-answer p{padding-bottom:22px;color:var(--clr-bark);font-size:.95rem;line-height:1.8}.cta{background:linear-gradient(135deg,var(--clr-teal-dark) 0,var(--clr-teal) 100%);color:#fff;text-align:center;position:relative;overflow:hidden}.cta::before{content:'';position:absolute;top:-50%;right:-20%;width:500px;height:500px;background:radial-gradient(circle,rgba(255,255,255,.06) 0,transparent 70%)}.cta h2{font-family:var(--font-display);font-size:2.4rem;font-weight:700;margin-bottom:14px;position:relative}.cta p{font-size:1.1rem;opacity:.9;margin-bottom:32px;position:relative}.cta-buttons{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;position:relative}.btn-white{background:#fff;color:var(--clr-teal-dark);box-shadow:var(--shadow-md)}.btn-white:hover{transform:translateY(-2px);box-shadow:var(--shadow-lg)}.btn-outline-white{background:0 0;color:#fff;border:2px solid 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